Built for the ones who do it all.

About us

The people behind Kina

Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team
Kina Team

The people spending on kids, planning for kids, and raising kids. This is who Kina is for.

Our story

Why we built Kina

I spent a decade in fintech building financial wellness tools for working Americans. 90% of the people we served were women. Most of them were moms. Somewhere along the way, I became one myself.

And suddenly, I saw what the financial industry had missed. So much of motherhood is spending, planning, remembering, coordinating, and making it all happen for everyone else. Yet almost nothing was designed to recognize the mom behind it all.

So I decided to build one.

"Motherhood isn't just a life stage. It's a financial identity. And it deserves a financial system built around it."

Ennie Lim

CEO/Co-Founder

The mom economy

Moms run an entire economy hiding in plain sight.

Every day, moms decide where families live, learn, and spend, managing the money, time, and choices that keep a household moving.

Home Base

Neighborhoods, routines, safety. The decisions that shape family life.

Home Base

Neighborhoods, routines, safety. The decisions that shape family life.

Learning & Growth

Schools, activities, tutors. A constant stream of choices and investment.

Learning & Growth

Schools, activities, tutors. A constant stream of choices and investment.

Time & logistics

Schedules, errands, meals. The invisible coordination that keeps everything moving.

Time & logistics

Schedules, errands, meals. The invisible coordination that keeps everything moving.

Spending Power

Groceries, subscriptions, childcare, bills. Family spending adds up fast.

Spending Power

Groceries, subscriptions, childcare, bills. Family spending adds up fast.

Treat a household like the small business it is, and the math changes.

This is a trillion-dollar economy with moms at the center, yet the systems around us were never designed to recognize our economic power.

It’s time they did.

The disconnect

What the banks told us

What the banks told us

Bank logic

Groceries

Groceries.

Apparently, this is the “mom” category.

Motherhood doesn’t fit in one rewards category.

When we asked why no one had built rewards around the way moms actually spend, their answer was:

When we asked why no one had built rewards around the way moms actually spend, their answer was:

"Moms already have cards that reward groceries."

"Moms already have cards that reward groceries."

— Every bank we asked

— Every bank we asked

But motherhood is a lot more than groceries.

But motherhood is a lot more than groceries.

Moms are paying for childcare, tuition, camps, tutors, activities, healthcare, and family travel.

Moms are paying for childcare, tuition, camps, tutors, activities, healthcare, and family travel.

Real monthly spend map

childcare

$920

camps

$420

healthcare

$780

Bank logic

Groceries

Groceries.

Apparently, this is the “mom” category.

Motherhood doesn’t fit in one rewards category.

When we asked why no one had built rewards around the way moms actually spend, their answer was:

"Moms already have cards that reward groceries."

— Every bank we asked

But motherhood is a lot more than groceries.

Moms are paying for childcare, tuition, camps, tutors, activities, healthcare, and family travel.

Real monthly spend map

childcare

$920

camps

$420

healthcare

$780

Background

What we believe

Motherhood should create value for moms, too.

Moms spend an extraordinary amount of money, time, energy, and attention raising families. And while we’re told that work is invaluable, very little tangible value comes back to us.

We believe it should.

Your spending

should work harder for you.

Your role

in your family's financial life should be recognized.

The value you create

should create value for you, too.

More rewards for what you’re already spending.

More support for everything you’re managing.

More value coming back to you.

Who's behind Kina

We’re building the company we wish existed for our families.

Ennie Lim
Ennie Lim

Chief Executive · Mom of one

If parenting were a job title: Chief Negotiation Officer

Ennie Lim
Ennie Lim

Chief Executive · Mom of one

If parenting were a job title: Chief Negotiation Officer

Benny Yiu
Benny Yiu

Operations Lead · Dad of one

Best parenting advice: Don’t negotiate before coffee.

Benny Yiu
Benny Yiu

Operations Lead · Dad of one

Best parenting advice: Don’t negotiate before coffee.

Michael Weinberg
Michael Weinberg

Engineering Lead · Dad of two

Favorite family ritual: Sunday pancakes.

Michael Weinberg
Michael Weinberg

Engineering Lead · Dad of two

Favorite family ritual: Sunday pancakes.

Kana Lee
Kana Lee

Marketing Lead · Mom of two

What my kids think I do for work: click clack, click clack.

Kana Lee
Kana Lee

Marketing Lead · Mom of two

What my kids think I do for work: click clack, click clack.

Laurel Pinson

Brand Lead · Mom of one

My parenting hack: When it's not working, do it in a silly voice.

Laurel Pinson

Brand Lead · Mom of one

My parenting hack: When it's not working, do it in a silly voice.

Built by families

Kina is built by parents, operators, and technologists who believe the Mom Economy deserves products designed around the way families actually live.

The people behind more life back.

Our partners

Built with the best.

The investors and institutions helping us build a new rewards economy for moms.

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A mother laughing with her child.

Built for the ones who do it all.

For everything you do for everyone else, this is for you.

Built for the ones who do it all.

For everything you do for everyone else, this is for you.