For everything you do for everyone else, this is for you.

Get more back for your family spending. Plus perks, trusted experts, and help for mom life.

Rewards that recognize moms.

Rewards that recognize moms.

A mother laughing and holding hands with her two young daughters as they run together against a bright blue sky.
A mother laughing and holding hands with her two young daughters as they run together against a bright blue sky.

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The mom economy

You make so much happen. It's an economy of your own.

You make so much happen. It's an economy of your own.

You make so much happen. It's an economy of your own.

A mother with her child.

$1.3T

In annual

family spending

A mother with her child.

$1.3T

In annual

family spending

A mother with her child.

93%

Of purchasing decisions they control

A mother with her child.

93%

Of purchasing decisions they control

A mother with her child.

85M

Moms run the household spending

A mother with her child.

85M

Moms run the household spending

“Mom, that was the best day ever!“

Researching. Remembering. Planning. Paying.

Behind every moment is the invisible work of making it happen.

Banks never built a rewards program around parenting. So we did.

Banks never built a rewards program around parenting. So we did.

How it works

Get rewarded for what you already spend on parenting.

Get rewarded for what you already spend on parenting.

Get rewarded for what you already spend on parenting.

Connect your cards

Securely link the cards you already use. No new credit card needed.

Keep spending like you do

Kina automatically recognizes eligible purchases for your family.

Get rewarded

Your rewards add up automatically — no receipts or manual tracking.

  • CHILDCARE

  • CAMPS & ACTIVITIES

  • PEDIATRIC CARE

  • DAYCARE & TUITION

  • TUTORING & LESSONS

  • CHILDREN'S RETAILERS

  • FAMILY ATTRACTIONS

A mother holding her laughing toddler.

Benefits

More for you, in all the ways that matter.

More for you, in all the ways that matter.

More for you, in all the ways that matter.

Get the answers you need.

Trusted experts for the things on your mind. Sleep, behavior, money, nutrition, and whoever you need next. Vetted by us, recommended by moms like you.

Because you deserve it.

Perks and experiences that are actually for you. From spa days and wellness to fitness, beauty, style, and more. Because you deserve it.

Consider it handled.

Real help from a real person. Camp registrations, family travel, the thing you keep meaning to book. Your concierge takes it from here.

For everything you do for everyone else,

this is for you.

this is for you.

this is for you.

A rewards membership built by moms, for moms, to recognize everything you already do and give you more back along the way.

Abstract colorful cloudy gradient.

Founder Story

Built by a mom who lives it every day.

Built by a mom who lives it every day.

Built by a mom who lives it every day.

Moms run the household. Yet the financial industry was never built for us.

Every day, I make hundreds of decisions for my family. Tuition. Childcare. Health appointments. Camp registrations. And after doing all of that, I realized how little was actually built to recognize the way moms live and spend.

I’ve spent my career in fintech. Yet I couldn’t find a financial product that recognized how moms actually spend, the decisions we make, or the work that comes with raising a family.

"So we built the membership we wished existed. One that recognizes everything moms already do, and gives something back to her, too."

— Ennie Lim

CEO/Co-Founder & Mom of soon to be two

Ennie Lim with her son.
Ennie Lim with her son.

FAQ

Everything you might be wondering about

How do I get rewarded on my family spending?

What counts as an eligible purchase?

How does Kina connect to my existing credit cards?

Is Kina free to join?

When does Kina launch?

A mother laughing with her child.

More back for everything you already do.

For everything you do for everyone else, this is for you.

More back for everything you already do.

For everything you do for everyone else, this is for you.