Parenting. Finally a rewards category.

Earn on everything you spend on them. Redeem for perks and experiences designed for you.

Rewards that recognize moms.

Rewards that recognize moms.

A mother laughing and holding hands with her two young daughters as they run together against a bright blue sky.
A mother laughing and holding hands with her two young daughters as they run together against a bright blue sky.

PRINT 07/26 · 04521

The mom economy

Moms don't just run households. They power an economy.

Moms don't just run households. They power an economy.

Moms don't just run households. They power an economy.

A mother with her child.

$1.3T

In annual

family spending

A mother with her child.

$1.3T

In annual

family spending

A mother with her child.

93%

Of purchasing decisions they control

A mother with her child.

93%

Of purchasing decisions they control

A mother with her child.

85M

Moms run the household spending

A mother with her child.

85M

Moms run the household spending

“Mom, that was the best day ever!“

Researching. Planning. Booking. Paying. Behind every moment is the invisible work of making it happen.

And yet, your credit card still thinks parenting means groceries and gas.

Banks never built a rewards program around parenting. So we did.

Banks never built a rewards program around parenting. So we did.

How it works

Earn 2x points on your parenting expenses, on top of your existing credit card rewards.

Earn 2x points on your parenting expenses, on top of your existing credit card rewards.

Earn 2x points on your parenting expenses, on top of your existing credit card rewards.

Link your cards

Use the cards you already carry — no new application needed.

We track spending

Kina recognizes eligible purchases at family-focused merchants.

Earn 2x points

Points are added automatically — no receipts, no manual tracking.

  • CHILDCARE

  • CAMPS & ACTIVITIES

  • PEDIATRIC CARE

  • DAYCARE & TUITION

  • TUTORING & LESSONS

  • CHILDREN'S RETAILERS

  • FAMILY ATTRACTIONS

A mother holding her laughing toddler.

Benefits

More for you. Because you deserve it.

More for you. Because you deserve it.

More for you. Because you deserve it.

Treat yourself

Perks and experiences that are actually for you. From spa days and wellness to fitness, beauty, style, and more. Because you deserve it.

Experts, on-demand

Trusted experts for the things on your mind. Sleep, behavior, money, nutrition, and whoever you need next. Vetted by us, recommended by moms like you.

Consider it handled

Real help from a real person. Camp registrations, family travel, the thing you keep meaning to book. Your concierge takes it from here.

For everything you do for everyone else,

this is for you.

this is for you.

this is for you.

A rewards membership built by moms, for moms, to recognize everything you already do and give you more back along the way.

Abstract colorful cloudy gradient.

Founder Story

Built by a mom who lives it every day.

Built by a mom who lives it every day.

Built by a mom who lives it every day.

Moms run the household. Yet the financial industry was never built for us.

Every day, I make hundreds of decisions for my family. Tuition. Childcare. Health appointments. Camp registrations. And after doing all of that, the rewards waiting for us are still mostly built around groceries and gas.

I’ve spent my career in fintech. Yet I couldn’t find a financial product that recognized how moms actually spend, the decisions we make, or the work that comes with raising a family.

"So we built the membership we wished existed. One that recognizes everything moms already do, and gives something back to her, too."

— Ennie Lim

CEO/Co-Founder & Mom of soon to be two

Ennie Lim with her son.
Ennie Lim with her son.

FAQ

Everything you might be wondering about

How do I earn points on my family spending today?

What counts as an eligible purchase?

How does Kina connect to my existing credit cards?

Is Kina free to join?

When does Kina launch?

A mother laughing with her child.

You deserve more than just cash back on groceries.

For everything you do for everyone else, this is for you.

You deserve more than just cash back on groceries.

For everything you do for everyone else, this is for you.