Built for the ones who do it all.

Finally, rewards built around parenting and everything you do.

Rewards that recognize moms.

Rewards that recognize moms.

A mother laughing and holding hands with her two young daughters as they run together against a bright blue sky.
A mother laughing and holding hands with her two young daughters as they run together against a bright blue sky.

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The mom economy

You make so much happen. It’s an economy of your own.

You make so much happen. It’s an economy of your own.

You make so much happen. It’s an economy of your own.

A mother with her child.

$1.3T

In annual family spending

A mother with her child.

$1.3T

In annual family spending

A mother with her child.

93%

Of purchasing decisions they control

A mother with her child.

93%

Of purchasing decisions they control

A mother with her child.

85M

Moms run the household spending

A mother with her child.

85M

Moms run the household spending

“Mom, that was the best day ever!“

Researching. Remembering. Planning. Paying.

Behind every moment is the invisible work of making it happen.

For everything you do for everyone else, this is for you.

For everything you do for everyone else, this is for you.

Parenting, rewarded.

The things you already do, now give back.

The things you already do, now give back.

The things you already do, now give back.

Banks never built rewards around parenting. So we did.

Your spending

Link your existing credit cards and get rewarded for the parenting purchases you’re already making.

Automatically rewarded

Earn 2 points for every $1 in eligible parenting spend, on top of your existing card rewards.

Use your points

Redeem points toward experiences you actually want, from travel, wellness, to trusted expert guidance.

  • CHILDCARE

  • CAMPS & ACTIVITIES

  • PEDIATRIC CARE

  • DAYCARE & PRESCHOOL

  • TUTORING & LESSONS

  • CHILDREN'S RETAILERS

  • FAMILY ATTRACTIONS

A mother holding her laughing toddler.

What your membership points unlock

More for you, in more ways than one.

More for you, in more ways than one.

More for you, in more ways than one.

1. Enjoy something for yourself

Turn your points into wellness, beauty, fitness, self-care, and more. Something to look forward to, because you deserve it, too.

2. Make a memory

Put your points toward family travel, attractions, experiences, and more. Something to enjoy together, because the best memories are shared.

3. Your personal Money Mentor

You don’t have to manage all the family finances to understand where you stand. Ask anything without judgment, and feel empowered.

  • Company logo
  • Company logo
  • Company logo
  • Company logo
  • Company logo
  • Company logo

Money Mentors for Moms

Feel more in the know. Less on your own.

Feel more in the know. Less on your own.

Feel more in the know. Less on your own.

Want to better understand your personal or family finances? Start with what you know, and your Money Mentor will help you make sense of the rest.

Start where you are.

Come with a question, or “I don’t know where to begin.” Your partner doesn’t need to join.

Ask anything.

Get straightforward answers about your personal finances, your family’s, or both—without judgment.

Feel empowered to take part.

Understand what you have, what may be missing, and what you should be prepared for.

  • My partner handles the money. Where do I start?

  • What would I need to know if something happened to my partner?

  • What is a 529 plan? Should I set one up for my child?

  • We make good money. Why does it still feel tight?

A mother holding her laughing toddler.

Founder Story

Built by a mom who lives it every day.

Built by a mom who lives it every day.

Built by a mom who lives it every day.

Moms run the household. Yet the financial industry was never built for us.

Every day, I make hundreds of decisions for my family. Tuition. Childcare. Health appointments. Camp registrations. And after doing all of that, I realized how little was actually built to recognize the way moms live and spend.

I’ve spent my career in fintech. Yet so little was designed to help moms feel more confident, more prepared, or get something back along the way.

"Kina is the membership I wished existed: something that helps moms feel one step ahead, while recognizing everything they already do."

— Ennie Lim

CEO/Co-Founder & Mom of soon to be two

Ennie Lim with her son.
Ennie Lim with her son.

FAQ

Everything you might be wondering about

How do I get rewarded on my family spending?

How does Kina connect to my existing credit cards?

Is Kina free to join?

How much are Kina points worth?

When does Kina launch?

A mother laughing with her child.

Built for the ones who do it all.

For everything you do for everyone else, this is for you.

Built for the ones who do it all.

For everything you do for everyone else, this is for you.