Redefining rewards for moms

Rewards designed for how families actually spend, from tuition and camps to activities and more.

Not just cash back. Life back.

A mother laughing and holding hands with her two young daughters as they run together against a bright blue sky.
A mother laughing and holding hands with her two young daughters as they run together against a bright blue sky.

PRINT 07/26 · 04521

The mom economy

Moms don't just run households. They power an economy.

Moms don't just run households. They power an economy.

Moms don't just run households. They power an economy.

A mother with her child.

$1.3T

In annual

family spending

A mother with her child.

$1.3T

In annual

family spending

A mother with her child.

93%

Of purchasing decisions they control

A mother with her child.

93%

Of purchasing decisions they control

A mother with her child.

85M

Moms run the household spending

A mother with her child.

85M

Moms run the household spending

Becoming a parent changes almost everything about how you spend, plan, and make decisions. Yet your credit card still thinks parenting means groceries and gas.

Banks never built a rewards program around parenting. So we did.

How it works

Earn 2x points on your parenting expenses, on top of your existing credit card rewards.

Earn 2x points on your parenting expenses, on top of your existing credit card rewards.

Earn 2x points on your parenting expenses, on top of your existing credit card rewards.

Keep your cards

Use the cards you already carry — nothing new to apply for.

Connect to Kina

Securely link your credit cards — takes under a minute.

Earn automatically

Eligible purchases are recognized — no receipts, no tracking.

  • CHILDCARE

  • CAMPS & ACTIVITIES

  • PEDIATRIC CARE

  • DAYCARE & TUITION

  • TUTORING & LESSONS

  • CHILDREN'S RETAILERS

  • FAMILY ATTRACTIONS

A mother holding her laughing toddler.

For everything you do for everyone else,

this is for you.

this is for you.

this is for you.

A membership built by moms, for moms, to recognize everything you already do and give you more back along the way.

Abstract colorful cloudy gradient.

Benefits

Rewards designed for moms, too

Rewards designed for moms, too

Rewards designed for moms, too

Trusted Experts

Book sessions with money mentors, nutritionists, child sleep consultants, interior designers and more, all recommended by parents like you.

Mom-Vetted Insights

Discover the activities, camps, and family experiences that moms around you love, and earn points for your recommendations.

Perks, Designed for Moms

Enjoy offers to brands that support your health, wellness, and peace of mind. Because taking care of your family should include taking care of you too.

Founder Story

Built by a mom who lives it every day.

Built by a mom who lives it every day.

Built by a mom who lives it every day.

Moms run the household. Yet the financial industry was never built for us.

Every day, I make hundreds of decisions for my family. Tuition. Childcare. Health appointments. Camp registrations. And after doing all of that, the rewards waiting for us are still mostly built around groceries and gas.

I’ve spent my career in fintech. Yet I couldn’t find a financial product that recognized how moms actually spend, the decisions we make, or the work that comes with raising a family.

"So we built the membership we wished existed. One that recognizes everything moms already do, and gives something back to her, too."

— Ennie Lim

CEO/Co-Founder & Mom of soon to be two

Ennie Lim with her son.
Ennie Lim with her son.

FAQ

Everything you might be wondering about

How do I earn points on my family spending today?

What counts as an eligible purchase?

How does Kina connect to my existing credit cards?

Do I have to apply?

When does Kina launch?

A mother laughing with her child.

You deserve more than just cash back on groceries.

For everything you do for everyone else, this is for you.

You deserve more than just cash back on groceries.

For everything you do for everyone else, this is for you.